Do you need Shopify Plus for B2B wholesale? What changed in 2026

Published July 8, 2026

For years the answer to “can I do B2B on Shopify without Plus?” was no — wholesale, companies, and payment terms were locked to the Plus tier. That’s the assumption a lot of merchants still carry, and it’s now wrong. This guide covers what actually changed, what you get without Plus, what still requires it, and the one thing native B2B doesn’t do on any plan.

The short answer

No, you don’t need Shopify Plus to sell B2B anymore. As of the Winter ‘26 release on April 2, 2026, native Shopify B2B is available on Basic, Grow, and Advanced. If you sell wholesale, you can now run it on the plan you’re probably already paying for.

What changed on April 2, 2026

Shopify’s Winter ‘26 edition moved the core of native B2B down from Plus-exclusive to all paid plans. The practical effect: the building blocks of wholesale — company accounts, negotiated per-company terms, and a self-serve B2B storefront — became available to the entire mid-market, not just the top tier. For a merchant who’d been running wholesale through spreadsheets, manual invoices, or a third-party portal, that’s a meaningful drop in friction.

What you get on every plan now

Native B2B on Basic, Grow, and Advanced includes:

• Companies and company locations — model each wholesale buyer as a company with one or more locations.
• Per-company payment terms — Net 7/15/30/45/60/90, due-on-receipt, and fixed-date, assigned per location.
• B2B catalogs and pricing — company-specific price lists and product visibility (up to three catalogs on non-Plus plans).
• Self-serve B2B ordering — buyers log in, see their pricing, and reorder without you keying in every order.
• Vaulted payment methods and a per-location option to route all orders to draft for manual review.

For many wholesale operations, that’s genuinely enough to run on.

What’s still Plus-only

The line didn’t disappear entirely. A few B2B capabilities remain on Plus:

• Deposits and partial payments at checkout — collecting a percentage upfront with the balance on terms.
• Unlimited B2B catalogs — non-Plus plans cap at three; Plus is unlimited.

If your model depends on deposits at checkout, or you need more than three distinct catalogs, Plus is still the tier for you. Most non-Plus wholesale merchants don’t hit either wall.

The gap that exists on every plan

Here’s the part that matters most, because it’s independent of which plan you’re on: native Shopify B2B does not manage credit — on any tier, Plus included. Specifically, no plan gives you:

• A per-company credit limit — a ceiling on how much a company can owe you at once.
• An accounts-receivable aging view — who owes what, and how overdue.
• Automatic enforcement — anything that acts at checkout when a buyer is over their limit or past due.

Native B2B handles the mechanics of selling on terms. It doesn’t handle the risk those terms create. That’s true on Basic and it’s equally true on Plus — upgrading your plan doesn’t add credit management, because credit management was never part of the native feature set.

This is the layer Quay adds on top of native B2B, on whatever plan you run: a credit limit per company, an AR aging dashboard, and automatic checkout enforcement when a company goes over its limit or overdue.

So which do you actually need?

• Small wholesale, comfortable reviewing orders by hand? Native B2B on your current plan is likely enough. Use the draft-order review flag and keep limits in your head.
• Growing book of accounts, extending real net terms? You need credit limits and AR visibility — but you need them as an app layer, not as a reason to jump to Plus. The plan upgrade wouldn’t give you those anyway.
• Need deposits at checkout or many catalogs? That’s the genuine case for Plus.

The headline: Plus is no longer the price of entry for B2B, and it was never the answer to credit management. Match the plan to your checkout needs, and add the credit layer separately — on whatever plan you land on.